The Social Security Disability (SSD) benefits program provides many people with the financial support they need while they’re unable to work. However, getting an approved claim can be a lengthy process.
It can take months and sometimes years to receive benefits. Because the time between filing an application and receiving an approval can be so long, an approved claimant will typically be entitled to back pay.
Understanding SSD Back Pay
Back pay is also referred to as past-due disability benefits. This pay gives an approved claimant benefits that date back to the first time he filed an application. Because there’s such a long delay between the application date and an approval date, the Social Security Administration (SSA) pays you for the time in between.
Back pay depends on a number of factors, including:
- The date of your application. A claimant is eligible for SSD benefits back to the first day of the first month after he applied for benefits. In some cases, a claimant may qualify for benefits back to the year prior to the date of filing.
- The date of your disability. Often considered the most important factor in receiving back pay is the start of the claimant’s disability or the onset date. When filing an application, the claimant cites the date he believes his disability started. This is referred to as the alleged onset date (AOD). Once a claimant has been approved for disability benefits, an SSA claims examiner or an administrative law judge sets an established onset date (EOD) using the claimant’s work history and medical records. Thus, a claimant’s back pay is decided through the medical evidence available to the SSA, as well as the application itself.
- A waiting period of five months. All claimants face a mandatory wait period before receiving benefits. They must be disabled for five months following the onset date before they can receive benefits and will be paid at the start of the sixth month.
Call Marcus Vaden Law
When you suffer from a disability that makes it impossible to work and need financial support from the SSA, contact Marcus Vaden Law. Having legal representation and an advocate on your side can provide invaluable assistance with your disability claim. We’ll examine your application to determine if there are any errors or omissions, and we can also assist in gathering necessary medical evidence to give you a better chance of a successful claim. Call today for a free consultation.